Your Guide To Buying A New Car

Posted by on Oct 7, 2015 in Uncategorized |

When the time comes to buy a vehicle, you have an important decision to make — whether you must buy a new or used vehicle. If you do end up leaning in the new direction, you’ll be happy to know that there are many great newer vehicles out there, as well as many awesome advantages to buying new. However, you never want to rush into such a major purchase. Instead, take the time to really think about and carefully consider your decision. Can You Afford It? First things first, before you start thinking about buying a new car or shelling out the money, be honest with yourself about whether or not you can really afford it. Just because you can make that down payment doesn’t mean you can necessarily and truly afford the car in the long-run. Take a look at your budget, being sure to include all necessities and to leave some money for incidentals, and then figure out how much of a car payment you can realistically afford. Also consider the fact that insuring a new car can be a lot more expensive than insuring an older model. If your budget allows for your purchase, then go for it. If not or if it’s going to be a tight squeeze, you may want to reconsider. How Was the Test Drive? While there are many online dealerships that allow you to buy a car sight unseen, that’s usually not the best option for purchasing a car. Instead, it’s much better to actually physically see the car, get in it, and take it for a test drive. The test drive is a wonderful way to see how you feel about the vehicle and can really help you to make the right purchasing decision. When you go on the test drive, consider how the ride feels — is it nice and smooth or uncomfortable and jolting? Also pay attention for any strange noises coming from the car (not a good sign!), acceleration or braking issues, and how easy it is for you to handle and maneuver the vehicle. If you notice something you don’t like in the test drive, it’s easy to change your mind and purchase a different car. Consider Leasing Finally, before you make a purchase, make sure you really want to actually buy the car you’re considering. Sometimes, leasing is a better option, especially if you’re unsure about the purchase or don’t want to commit to owning the same car for a long period of time. Remember, you don’t have to buy, so think about all of the things mentioned here, as well as other options, before you make your final decision. If you are interested buying,...

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Do I Really Need Car Insurance?

Posted by on Sep 18, 2015 in Uncategorized |

You are not legally allowed to drive without car insurance in most states. Even if your state does not charge you with criminal penalties if you drive without car insurance, you will need enough assets to pay for the damages that result from a car accident in which you are at fault. You can choose to forgo some insurance coverage, which can lead to you being stuck with the bill for your own car repairs if you are responsible for the accident. Purchasing a Bond In some states, by having a large sum of money, you can purchase a bond from an authorized surety company that proves that you have at least $30,000 to spend on your own liability. Then, that sum can go towards paying for damages in the event that you get into an accident. You can also give $30,000 to the state treasurer. Choosing Only Liability Insurance If you can only afford liability insurance, you could volunteer to pay the bill in the event that you have a car accident. You could get lucky and only have an accident in which the cost of the repairs are affordable. However, if you cannot afford to pay for your car damage repairs out-of-pocket, there are other ways you can pay for repairs. Repair Finance Programs Some car repair companies have finance programs. The cost of the repair is covered and you then simply make monthly payments. Before choosing a program, find out of there is a minimum deposit required, whether there are any fees for paying off your car repairs early and whether you will need a credit check. Vehicle Protection Plans One alternative to car insurance is to purchase a vehicle protection plan. Rather than pay for your car simply if it has an accident, a car protection plan will pay for repairs and parts when your car breaks down. You will usually need to have your car repaired by a mechanic selected by the protection plan. You never have to see a bill or write a check because the company pays the mechanic directly. Discounts Before you have your car repaired, ask if there are any discounts. Car repair shops will sometimes reduce the cost of labor with the hope of keeping you as a customer. If you do not have car insurance, and you cannot immediately purchase car insurance today, at least refrain from driving until you are able to obtain car insurance. Ask for a ride, call a cab or use public transportation until you are legally able to drive. To learn more about auto repair, contact a company like Gwizz Auto...

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Tips To Get The Most From Your Automobile’s Brakes

Posted by on Aug 28, 2015 in Uncategorized |

Your car’s brakes are the most important safety feature of the automobile, but they are a component that many people know little about. As a result, these drivers may be unsure of how to get the most from their brakes, and considering the importance and cost of quality brakes, this is an important goal for most drivers. Fortunately, using these automobile brake tips should make this an easier task for you.  Avoid Ceramic Brake Pads When You Will Be Hauling Heavy Items When you are choosing brake pads for your car, you will likely have the choice between metal and ceramic pads. Ceramic pads are usually slightly less expensive, and they will make fewer sounds when being used. Due to this, they are a popular option for passenger cars, but you should avoid them if you use a truck for hauling heavy equipment.  Ceramic brake pads are unable to provide a high level of performance for a long period of time when they are subjected to the stresses these loads can cause. As a result, you should have a preference for metal pads for any vehicles that will be involved in hauling. In addition to helping ensure that you can stop your vehicle when you want, this will help your brakes last much longer.  Know The Warning Signs Of A Failing Caliper The brake calipers are designed to apply the brake pad to the rotor, which will cause the vehicle to slow. While your car’s calipers are likely to last for many years, they can experience failures due to a number of issues. For example, years of wear may cause the calipers to warp, which will prevent them working as intended. Also, slamming on your brakes can also warp the calipers which can contribute to severe braking problems.  When your calipers have become damaged, you may notice a loud grinding sound as you apply the brakes. This is in addition to overall difficulty slowing the car. When this problem starts to develop, you should avoid driving the car until it has been repaired because, if the calipers completely fail, you may lose the ability to slow or stop your car.  Despite the extreme importance of the braking system, there are many drivers that are poorly aware of this part of their vehicle. By understanding when you should avoid using ceramic brake pads and how to tell if your calipers are failing, you should be able to ensure you stay safe while driving. For professional auto repair services, contact a company such as Tate’s...

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Collision Repair: Three Tools For Tackling Minor Auto Body Dents

Posted by on Aug 11, 2015 in Uncategorized |

You are driving down the road and suddenly you are hit by another car. You get out to inspect your vehicle and notice a dent. While you might be thinking that it’s time to head off to an auto body shop to get some collision repair done, you might not have to. Minor dents can often be fixed at home with one of these three tools: 1. Standard Plunger Believe it or not, you can actually use a standard plunger to fix a minor dent in your vehicle. The suction created by the plunger will essentially pull the dent out. All you need for this is a plunger, but you might want to use some petroleum jelly to help the plunger adhere to the car securely. When you are ready to remove the dent, apply the jelly and push the plunger over the dent. Pump the plunger just like you would when plunging a toilet and release.  2. Rubber Mallet Another tool you can use to remove a dent is a rubber mallet. However, this method only works if you have access to the backside of the dent. For example, a dent in a hood or trunk. Simply access the dent from the backside and begin hammering at the dent with your mallet. Continue hammering until the dent is gone. Just make sure you frequently check the exterior of the car to ensure you don’t create a bubble. If you don’t want to ruin the interior of the vehicle, place a clean towel down over the dent so you don’t create scratches or ruin the paint. 3. Automotive Dent Puller If you do not want to use household items to fix the dent, consider using an automotive dent puller. These specialized tools can be found at most home improvement or auto body shops. To use a dent puller, drill a small hole into the dent. Insert the wire and pull until the dent is gone. Once removed, fill the hole, and apply paint that matches your car. While these tools are a little bit more difficult to use, they work wonderfully on minor dents. Removing a minor dent in your vehicle is an easy task that can be done yourself. However, deeper or more severe dents may still require the attention of a professional. If you have tried all of these methods with no success, you will need to take your vehicle to an auto body...

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3 Things You Didn’t Know You Can Get Ticketed For While Driving

Posted by on Jul 28, 2015 in Uncategorized |

A lot of people do things to their vehicles without checking to see if it’s illegal, or they let small damages go and don’t realize they could get a ticket. If your car has been accessorized with illegal items, or if there are repairs needed and you’ve avoided having the necessary work done, you should expect to get a fine or ticket. Here are just a few of the things you can get ticketed for. Large License Plate Cover If you have a large license plate cover that has the mascot of your favorite sports team, or that has your alma mater name around it, this could be illegal in some states. If the license plate cover is making it difficult for an officer to see any part of your license plate, especially the tags or an area they need to read to scan your plates, you could easily be pulled over and ticketed. Fines, restrictions and consequences will vary between states. Cracked Windshield That small chip that is now a crack going across your windshield could mean a ticket. The crack becomes a vision disability because it causes glares and impairs your view of the road, and it’s dangerous because it could cause the windshield to break easily upon impact or from a bump in the road. The crack will spread faster in the cold, so make sure you get your windshield repaired. Even it only has the slightest chip, it is better to take care of it before you end up with an additional expense like a ticket. Many insurance policies cover the total cost of windshield repair. Talk to your agent to see what your policy covers.   Tinted Windows If you purchased a car that already had tint on the windows, you may love the privacy you have while driving down the road. But did you find out if the tint was street legal before you purchased the car? If the tint is too dark and you get pulled over, the officer can ticket you and you’ll have to remove the tint from the window. This can be a difficult process and then you’ll have to pay to put new tint on that isn’t as dark. These are just a few of the things that could get you a ticket when you least expect it. The more precautions you take to keep your car in top condition, the less likely you are to end up with...

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Car Tires 101 | A New Driver’s Guide To Understanding Tire Pressure

Posted by on Jul 14, 2015 in Uncategorized |

As a new driver, there is definitely a lot to take in and learn when it comes to driving and maintaining a vehicle. Of all of the things that you need to get familiar with, the tires and your tire pressure could be one of the most important things. The tires of your vehicle do not just make it possible for you to drive a car at all, they keep you safe while you travel in a vehicle. Here are a few of the most common questions about tire pressure you may have as a new driver.  Do all tires operate best with the same tire pressure? All tire types are specifically designed to hold a certain amount of tire pressure, and even your car will come with recommendations about tire pressure for proper handling. You can usually find information about tire pressure on the inside of the driver’s side door or in the owner’s manual.  If tire pressure is low, how will it affect how the vehicle handles? A tire that is low will be less capable of absorbing shock on the roadway. Therefore, if you have a low tire, you will likely feel a difference in the smoothness of the way your car handles. Additionally, too low pressure and it means that there will be a lot of friction between the rubber and the road. Friction generates heat, which can wear out your tires quickly and cause a blowout, which can be dangerous if you are traveling when it happens.  How does tire pressure change when you do not put air inside? You can fill a tire with air one day, check it the next, and even without a leak or adding air you can see a notable difference in tire pressure when you check it. The air pressure inside of the tire can expand and contract along with changes in temperature. This is why most tire manufacturers recommend that people check their tire’s air pressure when temperatures drastically change. Additionally, it can be helpful to have a slightly lower tire pressure when the roads are slick or icy, to provide a little more traction.  When you drive a car regularly, you will start to get familiar with tire pressure and how it affects you as a driver. If you have questions about car tires and their pressure, talk to a representative from a tire sales and service center, such as Jensen Tire & Auto, for...

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